util: Add GetPathArg default path argument

Let GetPathArg method be used more places for path arguments that have
default values, like "-settings" and BITCOIN_SETTINGS_FILENAME in the
next commit.

Also:

- Fix negated argument handling. Return path{} not path{"0"} when path
  argument is negated.

- Add new tests for default and negated cases

- Move GetPathArg() method declaration next to GetArg() declarations.
  The two methods are close substitutes for each other, so this should
  help keep them consistent and make them more discoverable.

src/util/system.cpp

@@ -387,9 +387,12 @@ std::optional<unsigned int> ArgsManager::GetArgFlags(const std::string& name) co
     return std::nullopt;
 }
 
-fs::path ArgsManager::GetPathArg(std::string pathlike_arg) const
+fs::path ArgsManager::GetPathArg(std::string arg, const fs::path& default_value) const
 {
-    auto result = fs::PathFromString(GetArg(pathlike_arg, "")).lexically_normal();
+    if (IsArgNegated(arg)) return fs::path{};
+    std::string path_str = GetArg(arg, "");
+    if (path_str.empty()) return default_value;
+    fs::path result = fs::PathFromString(path_str).lexically_normal();
     // Remove trailing slash, if present.
     return result.has_filename() ? result : result.parent_path();
 }