merge-script ad452a1e65 Merge bitcoin/bitcoin#33528: wallet: don't consider unconfirmed TRUC coins with ancestors
dcd42d6d8f [test] wallet send 3 generation TRUC (glozow)
e753fadfd0 [wallet] never try to spend from unconfirmed TRUC that already has ancestors (glozow)

Pull request description:

  Addresses https://github.com/bitcoin/bitcoin/issues/33368#issuecomment-3319935660

  There is not an explicit check that the to-be-created wallet transaction would be within the {TRUC, normal} ancestor limits. This means that the wallet may create a transaction that violates these limits, but fail to broadcast it in `CommitTransaction`.

  This appears to be expected behavior for the normal ancestor limits (and any other situation in which the wallet creates a tx that was rejected by mempool) and AFAIK the transaction will be rebroadcast at some point after the ancestors confirm.

  1ed00a0d39/test/functional/wallet_basic.py (L502-L506)

  It's a bit complex to address this for the normal ancestor limit, and probably unrealistic for the wallet to check all possible mempool policies in coin selection, but it's quite trivial for TRUC: just skip any unconfirmed UTXOs that have any ancestors. I think it would be much more helpful to the user to say there are insufficient funds.

ACKs for top commit:
  achow101:
    ACK dcd42d6d8f
  monlovesmango:
    ACK dcd42d6d8f
  rkrux:
    lgtm ACK dcd42d6d8f

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